Some quick thoughts on credit cards

I’m sure many of you out there reading have become somewhat dependant upon your credit cards. Whether you carry a balance or just use them out of convenience and pay them off each month, most of us use them to some degree.

Unfortunately, many of us are using our credit cards out of desperation in this time of exponentially rising gas prices and the steadily rising cost of living that our wages aren’t keeping up with. Of course, this is a slippery slope to be sliding down, and only manages to make things worse for us.

If at all possible, I think it best to avoid these beasts despite what our every increasing cashless society has led us to believe. If you’re stuck in a rut, maybe 0% balance transfers can help pull you out of it, as long as you stay away from getting stuck back in debt again.