Credit cards…the scourge of holiday shopping.

At this time of year, many shopper’s credit cards get quite a workout. Unfortunately the fleeting Christmas morning joy that these credit card workouts bring is paid for with years of in debtedness.

I don’t want to say that credit cards are entirely bad. Used properly, they can be a very powerful tool for the accumuaton of wealth, but used inproperly they can lead to nightmares and headaces.

The best way to stay out of trouble is to be wary of your spending habits, and kee it under control. You might also want to monitor some sort of credit card news and credit card advice on the web to help you stay in control.

Basically, just be smart about it. Learn the difference between good and bad debt and use your money wisely. Oh, and have a merry Christmas, happy Hanukkah, joyous Kwanzaa, or a merry happy joyous Annual Celebration of His Noodly Goodness.